Spine Injuries From Car Accidents
A car accident may cause a serious spine injury when a victim was rear-ended. Spine injury settlement amounts depend on the severity of the spine injury and medical bills.
A car accident may cause a serious spine injury when a victim was rear-ended. Spine injury settlement amounts depend on the severity of the spine injury and medical bills.
Author: Brad Nakase, Attorney
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At some point in your lifetime, you are bound to be involved in a car accident, collision, or personal injury. In general, most Americans are involved in at least three to four accidents within their lifetime. Each year, over 4.5 million people are injured in car accidents, many of which result in injuries to the spine and soft tissue. Every back injury differs, some being more severe than others. Back injuries can range from mild strains to permanent disabilities. Whether or not your back injury is severe or not, you deserve fair compensation for your suffering. To receive fair compensation, you must first know how to build a strong claim for your insurance as well as how to avoid things that can work against you. This article was written by a spine injury lawyer and is meant to guide you in filing an insurance claim and how to handle it.
Even though back injuries have been reduced by the innovations of car safety procedures such as seatbelts and airbags, spine injuries are still fairly common. Spine Injury lawyers often see that the most common injuries reported from car accidents are usually to the neck and back.
The human back can be hard to understand with its networks of tendons, muscles, and ligaments, as well as the vertebrae, discs, and spinal cord.
To understand the spine, you must first understand each part. Vertebrae are the bones in your back, and they have an opening that allows the spinal cord to pass through. Facet joints can be found above and below each vertebra.
Disks function as cushions between each vertebra. These allow for the shock to be absorbed more easily.
Finally, the spinal cord is the most crucial part of your back. The spinal cord is a long bundle of nerve fibers connecting almost every body part to your brain.
The spine itself can be divided into these sections:
– C1-C7: Cervical vertebrae located in the neck area
– T1-T12: Thoracic vertebrae located in the upper back
– L1-L5: Lumbar vertebrae located in the lower back
– S1-S5: Sacrum vertebrae located below the lumbar and are naturally fused
– Coccyx vertebrae, or the tailbone, is also fused
Depending on how forceful the impact was in the accident, various parts of the back can be injured.
Because the spinal cord runs through the entirety of your back, back injuries can cause an immense amount of pain and possibly even disability. Spine injury lawyers often see the following spinal cord injury from car accidents:
After an accident, a spine injury attorney will refer to you a doctor who will examine and evaluate your back. They will look specifically at how you can sit, stand, bend, lift your legs, and walk. You must inform your doctor that you were in an accident so that they can look for these things. Depending on what the doctor finds, they will either send you home to rest or order additional tests.
When first treating car accident victims, doctors use non-invasive methods to reduce pain and improve movement. According to most spine injury lawyers, doctors start with medications that reduce pain, back spasms, and swelling. Commonly Prescribed Medications:
For mild injuries such as strains, sprains, and tearing, doctors will advise you to get rest, go to physical therapy, and practice gentle exercises. Most of these injuries will heal within a month.
There are alternative treatment options that will help to receive symptoms in a non-invasive manner. However, most spine injury attorneys will advise their clients to be wary that insurance companies are not usually keen on paying for alternate treatments. Alternate treatments can include:
If you currently reside in a no-fault insurance state, file your claim with your insurance even if you were not at fault.
Your personal-injury-protection coverage will allow for reimbursement of any costs relating to your injury. This coverage includes any medical treatment, chiropractic care, out-of-pocket expenses, or lost wages.
The overall cost of soft-tissue injuries is not to go above the limits of your personal-injury-protection coverage. However, if you are suffering from severe back injuries, you can hire a spine injury lawyer to pursue the other driver for compensation if they were at fault.
If you live in a state where no-fault laws do not limit you, first file a claim for damages with the at-fault driver’s insurance company.
When they say ‘damages,’ it relates to any costs associated with injuries or damage from the accident.
Property damages pertain to car repair, car rental, or car value if it is totaled.
You can also file property damage claims for any items lost or damaged in the accident such as clothing, phones, etc.
If you hired a spine injury attorney to present you in a car accident, you not need to be concern with this part. Once you file an insurance claim, you will be provided a claim number and a claim adjuster. Whether the adjuster is treating you with overt kindness or is treating you horribly, you need to act professionally.
The adjuster is trained to get things out of you that they may use as leverage against your claim. Be tedious when giving any recorded statement and never consent to a statement when under medication, angry, or not in the right mind space.
Take careful consideration when signing your medial release papers as well. While adjusters need current medical bills and records concerning the accident, any other medical records are not required. You are liable to get a release limited solely to back injury.
If you are concerned at all about either a personal statement or a release, contact a personal injury attorney before moving forward.
Once you fully recover from your injury, you can calculate your total claim. Calculate your claim by adding up all of your bills and expenses and add a reasonable amount for pain and suffering.
Come prepared to back up all of your damages. The adjuster will try to pick apart your claim but stay strong and be persistent.
They won’t just write a check and hand it over. You first have to prove that the other driver was at fault for your injuries.
To prove that the other driver was at fault, a spine injury lawyer will collect the following evidence:
Usually, soft-tissue injury claims can be settled quickly with the at-fault driver’s insurance. A spine injury attorney will help you get money for cover any expenses paid for your injury, whether it be medical or out-of-pocket.
Each state has its own designated deadline called a statute of limitations. This statute sets a time frame for how long you have to either settle a claim or file a lawsuit. Some lime limits are as short as a year.
If you have yet to settle or file before the statute runs out, you lose all rights for compensation. You mustn’t wait to seek an attorney.
Sever back injuries such as ruptured disks can be both expensive and disabling. These injuries should allow for compensation in long-term expenses and future losses.
However, insurance companies are famous for offering low settlements to victims not represented by attorneys. They know that most people neither have the energy nor the time to fight their offer.
There is too much at stake to face the insurance company by yourself. To get fair compensation for your injury, you need an experienced personal injury attorney who specializes in spine injuries. It costs nothing to see what a spine injury attorney can do for you and your case.
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