Coronado, California is a beautiful island and place to live. You cross the Coronado bridge and thinking I am home! Of course, we can’t forget the beautiful beaches and the Hotel Del. But even on “The Island,” a beautiful day can suddenly turn dark because car accidents are unavoidable.
A lot of people have once had an accident in their lives – even if you live in Coronado. Should you be fortunate, you will not have an accident that usually happens to others. If it occurs, immediately call a car accident lawyer to help you. You will get your deserved compensation, and at the same time, your rights will be protected by a qualified lawyer.
You may be contemplating laying the blame on somebody else if you get an injury in an accident because you may have spent money on medication, repairs and lost income all of which may majorly impact your life, thus if you have an experienced car crash lawyer, your welfare will be taken care of.
If you are looking for a Coronado car accident lawyer, please consider attorney Brad Nakase. As a former insurance defense lawyer, Brad Nakase knows what it takes to get your deserved fair and maximum money compensation.
How to determine the value of an auto accident claim in California
You must have in mind that every case is different in its way. It means that two people suffering from the same injuries may have their claims settled at different amounts. Brad Nakase will review your case and inform you of what it is worth.
Some factors that he will consider to determine the worth of your claim include:
Limits of Insurance Policy: in California, it is a requirement that all divers have a specific amount of auto insurance. Some drivers may choose to get additional coverage. The following are the minimum amounts:
- $30,000 per injured person
- $60,000 for injuries per accident
- $25,000 for property damage per accident
The severity and type of injuries suffered
If you are left permanently disabled by your injuries, you are entitled to lost wages. Brad Nakase will determine the difference between what you receive while disabled and what you could make while working. He will also factor in the number of years you have before you retire. Some of the severe injuries include;
- Amputation of the limb
- Damage to the nerve system
- Damage to the internal organs
- Spinal Cord Injuries (SCI)
- Traumatic Brain Injuries (TBI)
Facial Disfigurement: you may be entitled to additional damages when your face becomes disfigured from the crash.
- Fault: your claim will be reduced if you were partly responsible for the accident. California adheres to the comparative fault rule, where you can still recover damages only when you are responsible for less than 50% of the accident. The percentage of your fault reduces the amount.
- Medical bills: the driver’s insurance company should pay for most of your medical bills. These bills may include;
- Use of Ambulance
- Inpatient Hospitalization
- Medical Devices
- Physical Therapies
- Prescription Medications
However, some numbers can still give you an idea of the worth of your case. Rocky Mountain Insurance Information Association (RMIIA) and ISO, a risk assessment company, found out that an average claim for 2013 was $15,440, while the average property claim was about $3,230. You can, therefore, expect to receive an amount that is the same as the averages unless you experience serious injuries.
Average Settlement for a Car Accident in California
It is complicated to determine the value of your case. According to the California Department of Transportation, California records 250,000 car accidents every year. 7% of the accidents are serious as they leave survivors with serious injuries.
You have high medical bills if you or your loved one experience severe injuries in a crash. The insurance company of the at-fault driver should cover the medical bills. However, a concern is determining the worth of your case apart from the medical bills. Your car accident attorney will assist you in calculating the worth of the damages and explaining what to factor when establishing the value of your case.
How much time do I have to file a claim for an Auto Accident in California?
Despite where you live, it is essential to understand the state laws governing the amount of time you have before filing a legal claim. The law is referred to as the statute of limitations. If you do not file your case within the specified period, the law barred your claim forever. You will lose your chance of recovering from the at-fault driver.
Every claim is affected by a different statute of limitations. It is therefore advised that you have an experienced and competent car accident attorney in California to hand your claim. They understand California law and will ensure your claim is filed in time. As a result, you will preserve the right to collect damages.
There is only two years period for you to file your claim according to the California statute of Limitation for Car Accidents. It implies that you have two years from the date of the accident to file for a suit. Your claim is barred if you do not file yours within that period. The court will dismiss your claim when they see it is past the statute of limitations. Besides, the defendant’s lawyer will file a motion for the court to dismiss your claim, and it will be granted by the judge.
No lawyer can tell how much it will cost to handle your car accident case on the first day because many questions involved. Additionally, the chances are that the other driver will be eager to quickly settle your claim while the insurance firm may be ready to settle your claim immediately. Nonetheless, you may be dragged to trial if the other party refuses to accept liability.
It can be expensive if your case is taken to court. Court proceedings are time-consuming since your state car accident lawyer will have to carry out investigations on the matter for fault finding. Additionally, they may look for specialists to come on your defense, but it does not compel you to pay upfront for all these.
The following are some of the expenses involved in your lawsuit:
- Medical consultation and doctors’ and specialists’ opinions.
- Hospital records and copies.
- Expenses on reports from the police, storage and questionings, etc.
- Sundry expenses such as postage, copies, filing fees, court fees, etc.
You may be offered an array of payment options by you state car injury lawyer if your case constitute varied fees
Your first meeting with a state car accident lawyer will involve discussing attorney’s fee. A contingency basis is used in handling most car accident cases. Meaning that your Coronado car accident lawyer will take care of most of your case’s expenses then a percentage of your settlement or court award will be reimbursed to them. Additionally, other payment options are available.
Two main payment options are usually offered to clients by some lawyers, but it does not mean that the other payment options impossible. The available payment options can be discussed with the car accident lawyer at the first meeting. Conventional fees and contingency arrangements aforementioned are the available two main types of payment.
Conventional Fee Arrangements
Your lawyer charges you for every hour they work in a conventional fee arrangement, which will be done at an agreed rate at your first consultation. It is the liability of the client to pay every fee that comes up, the expenses will not be accumulated and paid as a lump sum like it is in a contingency agreement. The conventional agreement is a pay as you go system in which each month, a bill that is expected to be fully settled will be sent to the client before any additional work is executed by the lawyer.
Contingency Fee Arrangements
A considerable number of personal accident attorneys in California work on a contingency basis. A contingency fee arrangement is a popular option since the injury law does not require making a lot of upfront payment. The attorney often meets most or all of the costs and fees upfront.
You only reimburse the attorney after receiving a settlement. Your attorney will receive a specific percentage of the jury award or settlement in a contingency arrangement. The rate often ranges from 33% to 45%. The percentage may rise to 40% when your case goes to trial due to the time and work involved.
Most clients prefer contingency fee arrangements because they do not have to pay a monthly bill for services. The advantage of a contingency arrangement is that you do not have to pay anything if you do not win the case.
How to know you have a case
There are three things you have to consider to determine whether you or not you have a case. Your lawyer must decide that the damages are worth pursuing. It is not worth to pursue a case that may settle for a couple of thousands due to the time and effort involved. It may seem unsympathetic and harsh, but it is the truth.
Another thing is that the lawyer will determine whether the defendant has resources. There are high chances to get paid if the defendant has insurance. If the case is against the individual, the attorney must determine whether he or she has assets. It may be difficult if the person does not have insurance or asset. Your judgment might be worthless because it will not bear fruits.
Lastly, you must be able to prove liability. Your claim will be hard to prove if you lack evidence. You must have sufficient facts and evidence to prove that the individual is responsible for your injuries.